IJSBANK

Revise Service Charges / Commission

 

 

Sr.No.

Particular

Commission Amt.

1.

D.D.

Up to Rs. 10,000/-

Rs. 25/-

Above Rs. 10,000/-.

Per thousand or its share Rs. 2/-, Maximum  Rs. 2000/-

2.

Bankers Cheque/ Pay Order -

Up to Rs. 10,000/-

Rs. 20/-

Above Rs. 10,000/-

Per thousand & its share Rs. 2/-, Maximum Rs. 2,000/-

3.

Bills Discounting -

Up to Rs. 5,000/-

Rs. 25/-

Above Rs. 5,000/-

For each thousand & its share Rs. 5/- + Postage + Interest as per rule.

For Local Cheque purchase.

For each thousand Rs. 2/- Maximum Rs. 3,000/-

4.

Duplicate DD-

For All Duplicate DD

Rs. 75/-

Revalidation

Rs. 50/-

5.

Duplicate Passbook (Printing A/c.) -

Saving Passbook/Printout

Rs. 50/-

CD, Cash Credit/ Printout.

Rs. 50/- + Rs. 5/- per printout.

6.

Duplicate A/c. Statement/ Print out-

Rs. 8 per page, Maximum Rs. 50/-

7.

Computer Printout –

 (Account Statement)

Daily Rs. 8/-

Weekly Rs. 20/-,

Monthly 25/-

8.

Local Cheque Return Charges-

Rs. 300/- per cheque  (For Inward Clearing )

Rs. 150/- per cheque (For Outward Clearing)

9.

Cheque Return Charges For ECS

Rs. 300/- per cheque.

10.

Outward Cheque Return Charges

Rs. 150/- + V.P. Charges.

11.

Stop Payment Charges

Rs. 50/- per cheque.

12.

Cheque Book Charges - (Printing)

Savings Rs. 20/- per book.

CD/Cash Credit Rs. 2/- per cheque.

13.

Loan Document Charges -

 

 

For All types of loan documentation charges (Excluding other secured loan) -

upto 1 lakh.

150/-

Rs. 1 lakh to 5 lakh.

300/-

Rs. 5 lakh to 10 lakh.

700/-

Rs. 10 lakh to 25 lakh.

1,200/-

Rs. 25 lakh and above.

2,000/-

14.

PROCESSING CHARGES -

For New loan

1.00% for loan amt. (Minimum Rs. 500/-)

For Renewal.

0.15% for loan amount. (Minimum Rs. 1000/- and Maximum Rs. 30,000/-)

15.

Loan Re-sanction -

Rs. 1 lakh to 5 lakh,   

Rs. 200/-

Rs. 5 lakh to 10 lakh,

Rs. 500/-

Rs. 10 lakh & above.

Rs. 700/-

16.

Form Fee Charges -

i

Loan demand Form

Rs. 100/-

ii

Re-conveys Deed

Rs. 200/-

17.

Bank Guarantee Commission-

A)

Secured against 100% Fixed Deposit Receipt

i

Per annum (Percentage)  

1%

ii

Minimum

Rs. 200/-

iii

Maximum

No limit.

 

B)

Secured against 25% Fixed Deposit and 75% against property, Machinery etc.,

i

Per annum (Percentage)  

2%

ii

Minimum

Rs. 200/-

iii

Maximum

No Limit.

 

Commission/Charges for full period should be recovered at the time of issuing BG/LC.

 

If claim period mentioned in Guarantee, Commission should be taken up to claim period.

18.

LC Commission -

Particulars

1 Qtr

2 Qtr

3 Qtr

4 Qtr

Sight

0.30%

0.60%

0.90%

1.20%

Upto 90 Days

0.60%

0.90%

1.20%

1.50%

Minimum Commission : Rs. 2,000/-

Amendment Charges : Rs. 500/-                   Swift Charges : Rs. 500/-

Postage/Courier Charges :  Rs. 1,000/-

19.

RTO Trade Service Charges -

Two wheeler Motor cycle

Rs. 250/-

Four wheeler Motorcar and Auto Rickshaw

Rs. 500/-

For Tractor/Truck/Dumper

Rs. 700/-

20.

Solvency Certificate -

0.10% of Solvency amount

(Minimum Rs. 500/- Maximum Rs. 10,000/-)

21.

A ) Locker Rent (Yearly) (1 April to 31st March)

 

Height (cm)

Width (cm)

Depth (cm)

Rent (Yearly)

A Type

125

175

492

600

B Type

159

210

492

1200

C Type

125

352

492

1000

D Type

189

263

492

1400

E Type

159

424

492

1700

F Type

278

352

492

2100

G Type

189

530

492

2300

H Type

321

424

492

2900

LL Type

404

530

492

4000

L 2 Type

385

530

492

3400

B)  Deposit - Locker Key Deposit Rs. 5,000/-

22.

RTGS Charges -

Rs. 2 to 5 lakh  Rs. 10 + GST &

Above Rs. 5 lakh  Rs. 20 + GST

23.

NEFT Charges -

Up to Rs. 1 lakh  Rs. 5 + GST,

1 lakh 1 to 2 lakh Rs. 15 + GST &

Above Rs. 2 lakh Rs. 50 + GST

24.

ATM Card - Service for Savings & Current A/c. -

ATM Card free.

Annual maintenance Charges

Rs. 100/- ( Not for Staff)

25.

ATM Charges -

(For other Banks ATM)

Monthly 5 transaction free (Inclusive Financial & Non-Financial Transaction )

Above 5 transactions – Rs. 20/- of each transaction (Both Financial & Non-Financial Transaction )

For bank employees are not applicable.

26.

ATM Charges –

(For Our Bank ATM)

Monthly 5 transaction free (Inclusive Financial & Non-Financial Transaction )

Above 5 transactions – Rs. 10/- of each transaction (Both Financial & Non-Financial Transaction )

For bank employees are not applicable.

27.

For Current & Saving A/c. Minimum Balance charges.

A) Savings  Account -

Minimum Balance Amt.

1. Without cheque book :

 

Metro

1,000/-

Urban

500/-

Rural

300/-

2. For cheque book facility :

 

Metro

2,500/-

Urban

1,500/-

Rural

1,000/-

B) Current Account -   Minimum Balance not maintained of Rs. 75/- Per Quarterly.

Metro

5,000/-

Urban

3,000/-

Rural

2,000/-

Ø   Minimum Balance Amount Charges programme will be run Quarterly (except staff accounts)

Ø   Charges for bank employees are not applicable.

Metro Branch

Kalbadevi-Mumbai, Mulund (W.), Thane, Vashi-Navi Mumbai, Bengluru.

Urban Branches

Bhende Galli-Kolhapur, Jaysingpur, Peth Vadgaon, Shahupuri-Kolhapur, Main Branch-Ichalkaranji, Ind-Estate, Ichalkaranji,   Laxmi Road-Pune, Gadhinglaj, Karad, Market Yard-Sangli, Gaonbhag-Ichalkaranji, Solapur, Gultekadi-Pune, Jawaharnager-Ichalkaranji, Nasik, Kothrud-Pune, Aurangabad, Latur, Shahapur-Ichalkarnji, Jalna, Ahmadnagar, Hubli, Belgavi,  Hadapsar-Pune, Bhosari-Pune, Panchvati-Nashik,  Nipani,

Rural Branches

Shirol, Gandhinagar, Hupari, Gargoti, Ajara, Sulkud, Aud.Vasahat-Hatkanangale, Pattan-Kodoli, Shirguppi, Kumbhoj, Kurundwad.

C)

Smart Premium Current Account -

i

Average Quarterly Balance

(e.g., For all branches except Mumbai, Thane, Mulund, Vashi, Bangalore)

Rs. 10,000/-

ii

Average Quarterly Balance

(e.g., For Mumbai, Thane, Mulund, Vashi, Bangalore branches)

Rs. 25,000/-

Account Opening of Minimum Balance as per item no. 26(B) then quarterly balance maintained.

1

Free Cash withdrawal and deposit

2

Free ATM card (Annual Maintenance Charges for not applicable)

3

Free SMS Banking

4

Free NEFT and Per RTGS Rs. 10 + GST

5

Free 200 Cheques leaves per annual.

6

A copy of Statement of account is free per month.

7

Free Internet Banking (Only for view)

8

Free cheque collection

9

Any branch banking facility available (Excluding cash transaction)

10

D.D. Commission payment 50% of existing charges

11

Free cash deposit in a branch other than base branch upto Rs. 2 Lakh per day

12

Cheque return Inward and Outward charges will be applicable as normal Current Accounts.

13

If a required balance is not maintained charges will be charged on quarterly basis of           Rs.600/-

Ø Existing Current Account can be converted under above Current Account schemes.

Ø Bank reserves the right to change in above rules.  Changes will be displayed at branch notice board from time to time.

28.

Saving / Current  Bank Account Closed Charges -

Saving

Rs. 50/-

Current

Rs. 200/-

29.

ABB Cash Transaction -

Customer from base branch to other branch cash amount per Packet Rs. 5/- (100 Pieces) Charges.  This charges will be debited to the particular account on that time. (Minimum Rs. 10/- and Maximum No Limit)

30.

SMS Charges -

Only for SMS registration account

Rs. 10/- Per Quarterly  + GST

31.

Mobile Banking NEFT Charges -

Rs. 2/- Per Transaction + GST

32.

IMPS Charges -

Rs. 2/- Per Transaction + GST

33.

Annual Account maintenance Charges -

Rs. 100 Yearly + GST

34.

Mobile Banking Annual Maintenance Charges -

Rs. 25 Yearly + GST

 

Note :

 

  • Above all charges + GST will be separately recovered from customers.

 

  • Locker rent is taken monthly basis in advance. If a customer opens locker any month of financial year then that month to march.  Rent should be taken after words yearly advance basic rent recovered from the customers (Rent recovered in April Month.)

 

  • The authority to concessional charges shall be jointly signatory by Chief Executive Officer / General Manager / Dy. General Manager.
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