KAIJS LONS
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Savali Home Loan
- Pushpak Vehicle Loan
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Dnyansadhana Education Loan
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PMEGP
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Gruha Sajawat Loan
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Intrest Rates
Pushpak Vehicle Loan
Purchase a New or Second Hand Vehicle for your family or for your business
- 75% of Ex-showroom cost for new vehicle, 50% of cost (based on valuation) used vehicle
- Four wheeler vehicle should not be more than 5 years old.
- Loan amount depending upon repayment capacity of customer from a, & b whichever is lower.
- FOR SALARIED CUSTOMER :
- Applicant should be confirmed employee.
- Applicant should be employee of any government, semi-government, muncipal corporation, muncipal council, disctrict council, taluka council co-operative firm, private firm, company.
- No any disciplinary action shall be taken against employee or he should not be a civil criminal.
- Consent letter should be given regarding deduction of loan installment from salary & authority letter regarding retirement benefit to be taken on record.
- Agreement monthly deduction from salary should not be more than 65% of monthly salary.
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FOR SELF EMPLOYED :
- Last three years balance sheet along with profit & loss account, latest copy of acknowledgement of income tax, computation of income statement, business registration papers.
- Last three years income tax return copy / TDS certificate.
- For two wheelers Maximum 3 years
- For four wheelers Maximum 5/7 years
- Hypothecation of two wheeler / four wheeler to be purchased.
- Two guarantors
Pre Payment Charges: nil
- Pro form a invoice / Quotation from dealer, valuation for old vehicle.
- Photographs, identity proof, age proof, photo proof, residence proof of borrower & guarantor, license copy.
- Old Vehicle’s original copy of R.C.T.C. book, Tax book, Insurance policy, Invoice Etc.
- In case of salaried customers salary slip, IT returns with computation of income.
- In case of self employed profit & loss A/c, balance sheet & IT returns.
- Blank vehicle transfer form duly signed by applicant.