IJSBANK

KAIJS LONS

Sajawat Home Appliances Loan

Purchase a New consumer durable items (TV, Freeze, computer, Furniture, Washing machine etc.)

  • 75% of cost of purchasing item.
  • Maximum Rs.10 lakhs
  •  

From a, & b whichever is lower.

  1.  FOR SALARIED CUSTOMER :
    • Applicant should have permanent job in government, co-operative or in private sector.
    • Undertaking regarding deduction of installment from salary is required.
    • Total deduction including installment of loan should not be more than 65% of monthly payment.
  2. FOR SELF EMPLOYED :
    • Applicant should be income tax payee.
    • Latest Income Tax return copy.
  • Maximum 3 years
  • Item to be purchased
  • Two guarantors

Pre Payment Charges: nil

  • Pro forma invoice / Quotation from approved dealer.
  • Photographs, identity proof, age proof, photo proof, residence proof of the borrower & guarantor.
  • Income proof of applicant.
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