Type of Loan |
Current ROI |
New
ROI |
Rebate |
Iff. Int Rate |
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A |
INDIVIDUAL LOAN (Scheme Finance) |
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1 |
SAVALI (Home Loan/Agri. Home Loan) |
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Up to Rs.25.00 Lacs |
8.95% |
9.50% |
1.00% |
8.50% |
||||||
Above Rs.25.00 Lacs |
9.25% |
9.50% |
- |
9.50% |
||||||
House Repair/Renovation |
11.00% |
11.50% |
- |
11.50% |
||||||
2 |
PUSHPAK (Vehicle Loan) |
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2 Wheeler |
12.00% |
12.50% |
- |
12.50% |
||||||
4 Wheeler Up to Rs.25.00 Lacs |
||||||||||
4 Wheeler (Insurance through our bank) |
9.00% |
9.50% |
1.00% |
8.50% |
||||||
4 Wheeler (Insurance
other ) |
9.50% |
10.00% |
1.00% |
9.00% |
||||||
4 Wheeler Above Rs.25.00 Lacs |
||||||||||
4 Wheeler (Insurance
through our bank) |
9.00% |
9.50% |
- |
9.50% |
||||||
4 Wheeler (Insurance
other ) |
9.50% |
10.00% |
- |
10.00% |
||||||
3 |
Commercial
Vehicle Loan (CVL) |
12.00% |
12.50% |
1.00% |
11.50% |
|||||
4 |
DYANSADHANA
(Educational Loan) |
10.00% |
10.50% |
- |
10.50% |
|||||
5 |
HOME
APPLIANCE LOAN |
13.00% |
13.50% |
- |
13.50% |
|||||
6 |
GOLD
LOAN |
9.00% |
9.00% |
- |
9.00% |
|||||
7 |
TOUR
LOAN |
13.00% |
13.50% |
- |
13.50% |
|||||
8 |
PERSONAL LOAN AGAINST PROPERTY
(PLAP) |
|||||||||
Up
to Rs.25.00 Lacs |
12.00% |
12.50% |
1.00% |
11.50% |
||||||
Above
Rs.25.00 Lacs |
13.00% |
13.50% |
- |
13.50% |
||||||
9 |
PERSONAL
LOAN (Unsecured Loan) |
16.00% |
16.00% |
- |
16.00% |
|||||
B |
BUSINESS LOAN |
|||||||||
|
Up to Rs.25.00 Lacs |
|||||||||
1 |
Term
Loan |
10.00% |
10.50% |
1.00% |
9.50% |
|||||
2 |
Working
Capital Loan |
10.00% |
10.50% |
1.00% |
9.50% |
|||||
3 |
Business
Loan Against Property (BLAP) |
12.00% |
12.50% |
1.00% |
11.50% |
|||||
|
Above Rs.25.00 Lacs |
|||||||||
1 |
Term
Loan |
12.00% |
12.50% |
- |
12.50% |
|||||
2 |
Working
Capital Loan |
12.00% |
12.50% |
- |
12.50% |
|||||
3 |
Business
Loan Against Property (BLAP) |
13.00% |
13.50% |
- |
13.50% |
|||||
4 |
Unsecured Loan for Professional |
|||||||||
Professional Term Loan |
12.00% |
12.50% |
- |
12.50% |
||||||
Professional Overdraft
|
12.00% |
12.50% |
- |
12.50% |
||||||
5 |
Temporary
Overdraft (TOD)
(CC/SOD) |
Rate +2% |
Rate +2% |
- |
Rate + 2% |
|||||
6 |
Micro
Finance : SHG, JLG |
12.00% |
12.50% |
- |
12.50% |
|||||
C |
Loan for Grain & Other Agri.
Goods Merchant |
|||||||||
1 |
Pledge
Loan against Warehouse receipts (Latur & M.Y.Sangli Branch) |
11.00% |
11.50% |
- |
11.50% |
|||||
2 |
Pledge
Loan against Cashew (Ajara, Gadhingaj, Gargoti branch) |
11.50% |
12.00% |
- |
12.00% |
|||||
3 |
Pledge
Loan against Single Cold storage / Warehouse Receipt (Latur
& M.Y.Sangli Branch) |
12.00% |
12.50% |
- |
12.50% |
|||||
4 |
Secured
Overdraft (SOD for commission agent) |
12.00% |
12.50% |
- |
12.50% |
|||||
D |
AGRICULTURAL LOAN |
|||||||||
1 |
Crop
Loan, Agri. Cash Credit |
10.00% |
10.50% |
- |
10.50% |
|||||
2 |
Agri.
Investment |
10.00% |
10.50% |
- |
10.50% |
|||||
3 |
Agri.
Allied |
10.00% |
10.50% |
- |
10.50% |
|||||
E |
OTHER LOANS |
|||||||||
1 |
Other
Secured Loan |
11.00% |
11.50% |
- |
11.50% |
|||||
2 |
Loan against Fixed Deposit |
|||||||||
Loan
Up to Rs.300 Lac |
FD Int
Rate |
+ 1.00% |
+ 1.00% |
- |
+1.00% |
|||||
Loan
More Than Rs.300 Lac Tors.500 Lac |
+ 0.75% |
+ 0.75% |
- |
+ 0.75% |
||||||
Loan
Above Rs.500 Lac |
+ 0.50% |
+ 0.50% |
- |
+ 0.50% |
||||||
If FDR is more than one then FDR of highest int. rate should be
consider |
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3 |
Cheque, DD purchase |
16.00% |
16.00% |
- |
16.00% |
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