Sr.No.

Particular

Commission Amt.

1.

D.D.

Up to Rs. 10,000/-

Rs. 25/-

Above Rs. 10,000/-.

Per thousand or its share Rs. 2/-, Maximum  Rs. 2000/-

2.

Bankers Cheque/ Pay Order -

Up to Rs. 10,000/-

Rs. 20/-

Above Rs. 10,000/-

Per thousand & its share Rs. 2/-, Maximum Rs. 2,000/-

3.

Bills Discounting -

Up to Rs. 5,000/-

Rs. 25/-

Above Rs. 5,000/-

For each thousand & its share Rs. 5/- + Postage + Interest as per rule.

For Local Cheque purchase.

For each thousand Rs. 2/- Maximum Rs. 3,000/-

4.

Duplicate DD-

For All Duplicate DD

Rs. 75/-

Revalidation

Rs. 50/-

5.

Duplicate Passbook (Printing A/c.) -

Saving Passbook/Printout

Rs. 50/-

CD, Cash Credit/ Printout.

Rs. 50/- + Rs. 5/- per printout.

6.

Duplicate A/c. Statement/ Print out-

Rs. 8 per page, Maximum Rs. 50/-

7.

Computer Printout –

 (Account Statement)

Daily Rs. 8/-

Weekly Rs. 20/-,

Monthly 25/-

8.

Local Cheque Return Charges-

Rs. 300/- per cheque  (For Inward Clearing )

Rs. 150/- per cheque (For Outward Clearing)

9.

Cheque Return Charges For ECS

Rs. 300/- per cheque.

10.

Outward Cheque Return Charges

Rs. 150/- + V.P. Charges.

11.

Stop Payment Charges

Rs. 50/- per cheque.

12.

Cheque Book Charges - (Printing)

Savings Rs. 20/- per book.

CD/Cash Credit Rs. 2/- per cheque.

13.

Loan Document Charges -

For All types of loan documentation charges (Excluding other secured loan) -

upto 1 lakh.

150/-

Rs. 1 lakh to 5 lakh.

300/-

Rs. 5 lakh to 10 lakh.

700/-

Rs. 10 lakh to 25 lakh.

1,200/-

Rs. 25 lakh and above.

2,000/-

14.

PROCESSING CHARGES -

For New loan

1.00% for loan amt. (Minimum Rs. 500/-)

For Renewal.

0.15% for loan amount. (Minimum Rs. 1000/- and Maximum Rs. 30,000/-)

15.

Loan Re-sanction -

Rs. 1 lakh to 5 lakh,   

Rs. 200/-

Rs. 5 lakh to 10 lakh,

Rs. 500/-

Rs. 10 lakh & above.

Rs. 700/-

16.

Form Fee Charges -

i

Loan demand Form

Rs. 100/-

ii

Re-conveys Deed

Rs. 200/-

17.

Bank Guarantee Commission-

A)

Secured against 100% Fixed Deposit Receipt

i

Per annum (Percentage)  

1%

ii

Minimum

Rs. 200/-

iii

Maximum

No limit.

B)

Secured against 25% Fixed Deposit and 75% against property, Machinery etc.,

i

Per annum (Percentage)  

2%

ii

Minimum

Rs. 200/-

iii

Maximum

No Limit.

Commission/Charges for full period should be recovered at the time of issuing BG/LC.

If claim period mentioned in Guarantee, Commission should be taken up to claim period.

18.

LC Commission -

Particulars

1 Qtr

2 Qtr

3 Qtr

4 Qtr

Sight

0.30%

0.60%

0.90%

1.20%

Upto 90 Days

0.60%

0.90%

1.20%

1.50%

Minimum Commission : Rs. 2,000/-

Amendment Charges : Rs. 500/-                   Swift Charges : Rs. 500/-

Postage/Courier Charges :  Rs. 1,000/-

19.

RTO Trade Service Charges -

Two wheeler Motor cycle

Rs. 250/-

Four wheeler Motorcar and Auto Rickshaw

Rs. 500/-

For Tractor/Truck/Dumper

Rs. 700/-

20.

Solvency Certificate -

0.10% of Solvency amount

(Minimum Rs. 500/- Maximum Rs. 10,000/-)

21.

A ) Locker Rent (Yearly) (1 April to 31^st March)

Height (cm)

Width (cm)

Depth (cm)

Rent (Yearly)

A Type

125

175

492

600

B Type

159

210

492

1200

C Type

125

352

492

1000

D Type

189

263

492

1400

E Type

159

424

492

1700

F Type

278

352

492

2100

G Type

189

530

492

2300

H Type

321

424

492

2900

LL Type

404

530

492

4000

L 2 Type

385

530

492

3400

B)  Deposit - Locker Key Deposit Rs. 5,000/-

22.

RTGS Charges -

Rs. 2 to 5 lakh  Rs. 10 + GST &

Above Rs. 5 lakh  Rs. 20 + GST

23.

NEFT Charges -

Up to Rs. 1 lakh  Rs. 5 + GST,

1 lakh 1 to 2 lakh Rs. 15 + GST &

Above Rs. 2 lakh Rs. 50 + GST

24.

ATM Card - Service for Savings & Current A/c. -

ATM Card free.

Annual maintenance Charges

Rs. 100/- ( Not for Staff)

25.

ATM Charges -

(For other Banks ATM)

Monthly 5 transaction free (Inclusive Financial & Non-Financial Transaction )

Above 5 transactions – Rs. 20/- of each transaction (Both Financial & Non-Financial Transaction )

For bank employees are not applicable.

26.

ATM Charges –

(For Our Bank ATM)

Monthly 5 transaction free (Inclusive Financial & Non-Financial Transaction )

Above 5 transactions – Rs. 10/- of each transaction (Both Financial & Non-Financial Transaction )

For bank employees are not applicable.

27.

For Current & Saving A/c. Minimum Balance charges.

A) Savings  Account -

Minimum Balance Amt.

1. Without cheque book :

Metro

1,000/-

Urban

500/-

Rural

300/-

2. For cheque book facility :

Metro

2,500/-

Urban

1,500/-

Rural

1,000/-

B) Current Account -   Minimum Balance not maintained of Rs. 75/- Per Quarterly.

Metro

5,000/-

Urban

3,000/-

Rural

2,000/-

Ø   Minimum Balance Amount Charges programme will be run Quarterly (except staff accounts)

Ø   Charges for bank employees are not applicable.

Metro Branch

Kalbadevi-Mumbai, Mulund (W.), Thane, Vashi-Navi Mumbai, Bengluru.

Urban Branches

Bhende Galli-Kolhapur, Jaysingpur, Peth Vadgaon, Shahupuri-Kolhapur, Main Branch-Ichalkaranji, Ind-Estate, Ichalkaranji,   Laxmi Road-Pune, Gadhinglaj, Karad, Market Yard-Sangli, Gaonbhag-Ichalkaranji, Solapur, Gultekadi-Pune, Jawaharnager-Ichalkaranji, Nasik, Kothrud-Pune, Aurangabad, Latur, Shahapur-Ichalkarnji, Jalna, Ahmadnagar, Hubli, Belgavi,  Hadapsar-Pune, Bhosari-Pune, Panchvati-Nashik,  Nipani,

Rural Branches

Shirol, Gandhinagar, Hupari, Gargoti, Ajara, Sulkud, Aud.Vasahat-Hatkanangale, Pattan-Kodoli, Shirguppi, Kumbhoj, Kurundwad.

C)

Smart Premium Current Account -

i

Average Quarterly Balance

(e.g., For all branches except Mumbai, Thane, Mulund, Vashi, Bangalore)

Rs. 10,000/-

ii

Average Quarterly Balance

(e.g., For Mumbai, Thane, Mulund, Vashi, Bangalore branches)

Rs. 25,000/-

Account Opening of Minimum Balance as per item no. 26(B) then quarterly balance maintained.

1

Free Cash withdrawal and deposit

2

Free ATM card (Annual Maintenance Charges for not applicable)

3

Free SMS Banking

4

Free NEFT and Per RTGS Rs. 10 + GST

5

Free 200 Cheques leaves per annual.

6

A copy of Statement of account is free per month.

7

Free Internet Banking (Only for view)

8

Free cheque collection

9

Any branch banking facility available (Excluding cash transaction)

10

D.D. Commission payment 50% of existing charges

11

Free cash deposit in a branch other than base branch upto Rs. 2 Lakh per day

12

Cheque return Inward and Outward charges will be applicable as normal Current Accounts.

13

If a required balance is not maintained charges will be charged on quarterly basis of           Rs.600/-

Ø Existing Current Account can be converted under above Current Account schemes.

Ø Bank reserves the right to change in above rules.  Changes will be displayed at branch notice board from time to time.

28.

Saving / Current  Bank Account Closed Charges -

Saving

Rs. 50/-

Current

Rs. 200/-

29.

ABB Cash Transaction -

Customer from base branch to other branch cash amount per Packet Rs. 5/- (100 Pieces) Charges.  This charges will be debited to the particular account on that time. (Minimum Rs. 10/- and Maximum No Limit)

30.

SMS Charges -

Only for SMS registration account

At actual basis Rs.0.20 paise   + GST

31.

Mobile Banking NEFT Charges -

Rs. 2/- Per Transaction + GST

32.

IMPS Charges -

Rs. 2/- Per Transaction + GST

33.

Annual Account maintenance Charges -

Rs. 100 Yearly + GST

34.

Mobile Banking Annual Maintenance Charges -

Rs. 25 Yearly + GST