Sr.No .

Particular

Commission Amt.

1.

D.D.

Up to Rs. 10,000/-

Rs . 25/-

Above Rs. 10,000/-.

Per thousand or its share Rs. 2/-, Maximum   Rs. 2000/-

2.

Bankers Cheque/ Pay Order -

Up to Rs. 10,000/-

Rs . 20/-

Above Rs. 10,000/-

Per thousand & its share Rs. 2/-, Maximum Rs. 2,000/-

3.

Bills Discounting -

Up to Rs. 5,000/-

Rs . 25/-

Above Rs. 5,000/-

For each thousand & its share Rs. 5/- + Postage + Interest as per rule.

For Local Cheque purchase.

For each thousand Rs. 2/- Maximum Rs. 3,000/-

4.

Duplicate DD-

For All Duplicate DD

Rs . 75/-

Revalidation

Rs . 50/-

5.

Duplicate Passbook (Printing A/c.) -

Saving Passbook/Printout

Rs . 50/-

CD, Cash Credit/ Printout.

Rs . 50/- + Rs. 5/- per printout.

6.

Duplicate A/c. Statement/ Print out-

Rs . 8 per page, Maximum Rs. 50/-

7.

Computer Printout –

 (Account Statement)

Daily Rs. 8/-

Weekly Rs. 20/-,

Monthly 25/-

8.

Local Cheque Return Charges-

Rs . 350/- per cheque  (For Inward Clearing )

Rs . 150/- per cheque (For Outward Clearing)

9.

Cheque Return Charges For ECS

Rs . 350/- per cheque.

10.

Outward Cheque Return Charges

Rs . 150/- + V.P. Charges.

11.

Stop Payment Charges

Rs . 75/- per cheque.

12.

Cheque Book Charges - (Printing)

Savings Rs. 20/- per book.

CD/Cash Credit Rs. 2/- per cheque.

13.

Loan Document Charges -

For All types of loan documentation charges (Excluding other secured loan) -

upto 1 lakh.

150/-

Rs . 1 lakh to 5 lakh.

300/-

Rs . 5 lakh to 10 lakh.

700/-

Rs . 10 lakh to 25 lakh.

1,200/-

Rs . 25 lakh and above.

2,000/-

14.

PROCESSING CHARGES -

For New loan

1.00% for loan amt. (Minimum Rs. 500/-)

For Renewal.

0.15% for loan amount. (Minimum Rs. 1000/- and Maximum Rs. 30,000/-)

Cash credit renewal term extension charges

0.15% for loan amount. (Maximum Rs. 30,000/-)

Note :- Charges are not levied on loans up to Rs.25,000/- in Priority Sector Lending.

15.

Loan Re-sanction -

Rs . 1 lakh to 5 lakh,   

Rs . 200/-

Rs . 5 lakh to 10 lakh,

Rs . 500/-

Rs . 10 lakh & above.

Rs . 700/-

16.

Form Fee Charges -

i

Loan demand Form

Rs . 100/-

ii

Gold mortgage/ Deposit mortgage/ B.G. and L.C.

No

17.

Bank Guarantee Commission-

A)

Secured against 100% Fixed Deposit Receipt

i

Per annum  (Percentage)  

1%

ii

Minimum

Rs . 200/-

iii

Maximum

No limit.

B)

Secured against 25% Fixed Deposit and 75% against property, Machinery etc.,

i

Per annum  (Percentage)  

2%

ii

Minimum

Rs . 200/-

iii

Maximum

No Limit.

Commission/Charges for full period should be recovered at the time of issuing BG/LC.

If claim period mentioned in Guarantee, Commission should be taken up to claim period.

Re-conveys Deed

Rs 200/-

18.

LC Commission -

Particulars

1 Qtr

2 Qtr

3 Qtr

4 Qtr

Sight

0.30%

0.60%

0.90%

1.20%

Upto 90 Days

0.60%

0.90%

1.20%

1.50%

Minimum Commission : Rs. 2,000/-

Amendment Charges : Rs. 500/-                   Swift Charges : Rs. 500/-

Postage/Courier Charges :   Rs. 1,000/-

19.

RTO Trade Service Charges -

Two wheeler Motor cycle

Rs . 250/-

Four wheeler Motorcar and Auto Rickshaw

Rs . 500/-

For Tractor/Truck/Dumper

Rs . 700/-

20.

Solvency Certificate -

0.10%  of  Solvency amount

(Minimum Rs. 1000/- Maximum Rs. 10,000/-)

21.

A ) Locker Rent (Yearly) (1 April to 31 ^st March)

Height (cm)

Width (cm)

Depth (cm)

Rent (Yearly)

A Type

125

175

492

600

B Type

159

210

492

1200

C Type

125

352

492

1000

D Type

189

263

492

1400

E Type

159

424

492

1700

F Type

278

352

492

2100

G Type

189

530

492

2300

H Type

321

424

492

2900

LL Type

404

530

492

4000

L 2 Type

385

530

492

3400

B)  Deposit - Locker Key Deposit Rs. 5,000/-

22.

RTGS Charges -

Rs . 2 to 5 lakh   Rs. 10 + GST &

Above Rs. 5 lakh   Rs. 20 + GST

23.

NEFT Charges -

Upto Rs.10,000 Rs. 2.5 + GST,
Rs.10,000 to Rs.1 lakh   Rs. 5 + GST,

1 lakh 1 to 2 lakh Rs. 15 + GST &

Above Rs. 2 lakh  Rs. 25 + GST

24.

ATM Card - Service for Savings & Current A/c. -

ATM Card free.

Annual maintenance Charges

Rs . 100/- + GST

25.

ATM Charges -

(For other Banks ATM)

Monthly 5 transaction free  (Inclusive Financial & Non-Financial Transaction )

Above 5 transactions – Rs. 20/- of each transaction  (Both Financial & Non-Financial Transaction )

For bank employees are not applicable.

26.

ATM Charges –

(For Our Bank ATM)

Monthly 5 transaction free  (Inclusive Financial & Non-Financial Transaction )

Above 5 transactions – Rs. 10/- of each transaction  (Both Financial & Non-Financial Transaction )

For bank employees are not applicable.

27.

For Current & Saving A/c. Minimum Balance charges.

A) Savings  Account -

Minimum Balance Amt.

1. Without cheque book :

Metro

1,000/-

Urban

500/-

Rural

300/-

2. For cheque book facility :

Metro

2,500/-

Urban

1,500/-

Rural

1,000/-

Note: On All Savings Accounts, No charges will be applied for not maintaining the minimum balance.

B) Current Account -    Minimum Balance not maintained of   Rs. 75/- +GST Per Quarterly.

Metro

5,000/-

Urban

3,000/-

Rural

2,000/-

Metro Branch

Kalbadevi -Mumbai, Mulund (W.), Thane, Vashi-Navi Mumbai, Bengluru.

Urban Branches

Bhende Galli-Kolhapur, Jaysingpur, Peth Vadgaon, Shahupuri-Kolhapur, Main Branch- Ichalkaranji, Ind-Estate, Ichalkaranji,      Laxmi Road-Pune, Gadhinglaj, Karad, Market Yard- Sangli, Gaonbhag-Ichalkaranji, Solapur, Gultekadi-Pune, Jawaharnager-Ichalkaranji, Nasik, Kothrud-Pune, Chh. Sambhaji Nagar (Aurangabad), Latur, Shahapur-Ichalkarnji, Jalna, Ahilyanagar ( Ahmadnagar), Hubli, Belgavi,   Hadapsar-Pune, Bhosari-Pune, Panchvati-Nashik,   Nipani, Palus.

Rural Branches

Shirol , Gandhinagar, Hupari, Gargoti, Ajara, Sulkud, Aud.Vasahat-Hatkanangale, Pattan-Kodoli, Shirguppi, Kumbhoj, Kurundwad.

C)

Smart Premium Current Account -

i

Average Quarterly Balance

(e.g., For all branches except Mumbai, Thane, Mulund, Vashi, Bangalore)

Rs . 10,000/-

ii

Average Quarterly Balance

(e.g., For Mumbai, Thane, Mulund, Vashi, Bangalore branches)

Rs . 25,000/-

1

At the time of opening the account, an amount of Rs. 5000/- can be opened for metro branches, Rs. 3000/- for urban branches and Rs. 2000/- for rural branches. After that, it is necessary to maintain the quarterly average balance of the account as mentioned above.

2

Free Cash withdrawal and deposit

3

Free ATM card (Only for Proprietor Firms)

4

Free NE-FT and Per RTGS Rs. 10 + CST

5

A copy of Statement of account is free per month.

6

Free Mobile Banking and Internet Banking (Only for view)

7

Free cheque collection

8

Any branch banking facility available (Excluding cash transaction)

9

DD. Commission payment 50% of existing charges

10

Free cash deposit in a branch other than base branch upto Rs. 2 Lakh per day

I l

Cheque return Inward and Outward charges will be applicable as normal Current Accounts.

12

If a required balance is not maintained charges will be charged on quarterly basis of Rs.600/-

13

Annual maintenance charges at Rs. 125/-.

Ø   Existing Current Account can be converted under above Current Account schemes.

Ø   Bank reserves the right to change in above rules.  Changes will be displayed at branch notice board from time to time.

Saving / Current    Bank Account Closed Charges -

28.

Saving

Rs . 50/-

Current

Rs . 200/-

ABB Cash  Transaction  -

Customer from base branch to other branch cash amount per Packet Rs.' 5/- (100 Pieces) Charges. This charges will be debited to the particular account on that time. (Minimum FRS. 10/- and Maximum No Limit)

29.

SMS Charges -

30.

Only for SMS registration account

Total SMS charges on an actual quarterly basis.

Rs . 0.40/- paise + GST (Each SMS)

31.

Annual Account maintenance Charges –

(Saving and Current) Excluding Dormant and Inoperative

Rs . 125 + GST Yearly

Mobile Banking Annual Maintenance Charges -

Rs . 50 + GST Yearly

Income Tax, T DS and Other Tax payment Charges -

Rs . 15 + GST (Each Challan)