Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd.
Find The Lowest Intrest Rates @ KAIJS BANKING
Intrest Rates Chart
| Interest Rates of Various Loan Schemes | |||
|---|---|---|---|
| Type of Loan | ROI | ||
| A | INDIVIDUAL LOAN (Scheme Finance) | ||
| 1 | SAVALI (Home Loan/Agri. Home Loan) (For agree housing rebate is not applicable) | ||
| Up to Rs.50.00 Lacs | 10.50% | ||
| Above Rs.50.00 Lacs | 10.00% | ||
| House Repair/Renovation | 12.50% | ||
| 2 | PUSHPAK (Vehicle Loan) | ||
| 2 Wheeler | 13.00% | ||
| 4 Wheeler (Insurance through our bank) | 10.50% | ||
| 4 Wheeler (Insurance other ) | 11.00% | ||
| 3 | DYANSADHANA (Educational Loan) | 12.00% | |
| 4 | Home Appliance Loan | 14.00% | |
| 5 | Home Appliance Loan For Solar | 12.00% | |
| 6 | Gold Loan | 9.75% | |
| 7 | Tour Loan | 14.00% | |
| 8 | Personal Loan Against Property (PLAP) | 13.50% | |
| 9 | Personal Loan (Unsecured Loan) | 18.00% | |
| B | BUSINESS LOAN | ||
| Up to Rs.50.00 Lacs | |||
| 1 | Term Loan | 11.75% | |
| 2 | Working Capital Loan | 11.75% | |
| 3 | Business Loan Against Property (BLAP) | 13.50% | |
| Above Rs.50.00 Lacs | |||
| 1 | Term Loan | 13.00% | |
| 2 | Working Capital Loan | 13.00% | |
| 3 | Business Loan Against Property (BLAP) | 13.50% | |
| 4 | Unsecured Loan for Professional | ||
| Professional Term Loan | 13.00% | ||
| Professional Overdraft | 13.00% | ||
| 5 | Temporary Overdraft (TOD) (For CC/SOD) | ROI +2% | |
| 6 | Commercial Vehicle Loan (CVL) | 13.50% | |
| 7 | Micro Finance : SHG, JLG | 14.00% | |
| 8 | LC Discounting, DBP | 10.50% | |
| C | Loan for Grain & Other Agri. Goods Merchant | ||
| 1 | Pledge Loan against Warehouse receipts (Latur & M.Y.Sangli Branch) | 11.50% | |
| 2 | Pledge Loan against Cashew (Ajara, Gadhingaj, Gargoti branch) | 12.00% | |
| 3 | Pledge Loan against Single Cold storage / Warehouse Receipt (Latur & M.Y.Sangli Branch) | 12.50% | |
| 4 | Secured Overdraft (SOD for commission agent) | 12.50% | |
| D | AGRICULTURAL LOAN | ||
| 1 | Crop Loan, Agri. Cash Credit | 11.50% | |
| 2 | Agri. Investment | 11.50% | |
| 3 | Agri. Allied | 11.50% | |
| E | OTHER LOANS | ||
| 1 | Other Secured Loan | 11.50% | |
| 2 | Loan against Fixed Deposit (FD rate + following ROI) | ||
| Loan Up to Rs.300 Lac | 1.00% | ||
| Loan More Than Rs.300 Lac Tors.500 Lac | 0.75% | ||
| Loan Above Rs.500 Lac | 0.50% | ||
| If FDR is more than one then FDR of highest int. rate should be consider | |||
| 3 | Cheque, DD purchase | 16.00% | |
